Insurance Fraud & Insurance Rates - Who to Believe?

Question MarkOuch! My ICBC insurance rates are going up as much as 42% over the next five years according to an article in the Province newspaper. I already paid $630 this year for the privilege of having my fellow British Columbians help me pay for collision liability if I make a mistake and crash my pickup. I’m not looking forward to paying $895 in 2021, but when you consider how much you could be on the hook for if you didn’t have insurance, even that doesn’t look too bad.

VIDEO - Rethink Speed

VideoQuoted from the YouTube video page: Our speed is one of the few things we control on the roads. While speed doesn’t always cause crashes, it always determines the severity of a crash. This is because the speed we travel at creates a force and it’s our vehicle and our bodies that absorb this force in a crash. This means the faster we choose to travel, the more severe a crash will be (whether the crash is our fault or not).

CASE LAW - Dhaliwal v Randhawa

BC Courts Coat of ArmsGurpreet Dhaliwal and Herman Randhawa were driving southbound on 152nd Street approaching 76 Avenue in Surrey, British Columbia. Mr. Randawa attempted to change lanes and, in doing so, struck the driver’s side of Mr. Dhaliwal’s car with the passenger side of his vehicle.

What am I Entitled to Expect as a Driver?

Stressed Out DriverThe headline read “Malahat crash sees angry motorists verbally abuse first responders.” One person died in a T-bone collision on Highway 1 north of Victoria requiring a highway closure from the Summit to the Bamberton exit while emergency responders provided life saving assistance, investigation and cleanup. Closures such as this one are done with the permission of the Ministry of Transportation and Infrastructure.

CASE LAW - Bayfield v British Columbia (Ministry of Transportation)

BC Courts Coat of ArmsChristine Bayfield was driving her van southbound on the Inland Island Highway in rainy and wet road conditions. She overtook a logging truck to avoid being sprayed by the water it picked up off the pavement. As she passed, she lost control, began to rotate and left the pavement, rolling over in the median.

HERGOTT LAW - It's Yours, Not The Ice's Fault

Hergott Law logoPaul examines the case of Tran v Edbrooke where the law governing slippery roads is the subject in deciding liability for a collision. A driver is required to slow down enough that they won't slide if the roads are slippery and if slowing down won't be enough to prevent sliding, then the driver must choose another way to reach their destination.