In 2010 the Canadian Council of Motor Transport Administrators (CCMTA) published a best practice guide for regulating excessively raised vehicles. The guide is intended to help the provinces regulate raised vehicles with a uniform approach.
Excessively raised vehicles can generally be classified as light trucks that have been equipped with after-market products (usually body and suspension lift kits and/or oversize replacement tires) that increase the ride height. In many cases, these modifications compromise the vehicle’s original design safety features.
The group's view was that it is critical to preserve the integrity of the energy absorption mechanisms built into vehicles to provide the safest outcome in the event of a crash.
It was also recognized that there needed to be some level of flexibility built in for the
practical management of raised vehicles as there are legitimate needs to raise vehicles in some
circumstances.
I contacted the Vehicle Inspections and Standards section of the Commercial Vehicle Safety and Enforcement to see if the document had been revised since then. I was directed back to the CCMTA and advised that B.C. has chosen to regulate the following:
- Mandatory inspections of modified vehicles (MVAR 25.20(b))
- Lifted/wider tire vehicle requirements (MVAR 7.06)
- Headlamp height requirements (MVAR 4.05(2))
- Tail lamp height requirements (MVAR 4.15(3))
- Suspension and Steering inspection criteria outlined in the B.C. Vehicle Inspection Manual
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Section 75 of the Insurance Vehicle Act -
Forfeiture
Section 75 All claims by or in respect of the applicant or insured are invalid and the right of an applicant, an insured, or a person claiming through or on behalf of an applicant or insured or of a person claiming as a dependant of the applicant or the insured, to insurance money under the plan or an optional insurance contract, is forfeited if
(a)the applicant for coverage under the plan or the optional insurance contract
(i)to the prejudice of the insurer, falsely describes the vehicle in respect of which the application is made, or
(ii)knowingly misrepresents or fails to disclose in the application a fact required to be stated in it,
(b)the insured violates a term or condition of or commits a fraud in relation to the plan or the optional insurance contract, or
(c)the insured makes a wilfully false statement with respect to the claim.
So, if your vehicle is a "modified" vehicle and it is not registered and declared as such, you could have no insurance when you need it most.
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This is a pleasant addition, as I often wonder about content that readers had submitted afterwards. These are helpful reminders for me. Again, I am so pleased to be getting this newsletter, and have often referred friends to it. Please keep it up.
Jim
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Don't forget Insurance