ICBC

Would you volunteer to have your driving monitored all the time that you are behind the wheel in order to benefit from reduced insurance rates? Driver telematics are becoming a common way for insurance companies to assess a driver's crash risk and help set rates that are appropriate for that risk level.

ICBC makes data on crashes, traffic tickets, auto crime, driver and vehicle licensing and insurance policies available to everyone via Tableau Public. The data sets are current and you can manipulate them yourself and then download the result.

In the early morning hours of April 25, 2015 Kendall Derkson was driving her vehicle on Highway 10 in Surrey. She struck a vehicle driven by Patrick Chan, destroying her vehicle in the process. ICBC refused to cover her loss as she was in breach of her conditions of insurance for being “incapable of proper control of the vehicle” at the time of the collision due to the influence of alcohol.

If you are the victim of a hit & run collision, one of your duties is to make reasonable efforts to identify the driver that hit you. Failing to do this may allow ICBC to refuse your claim. Paul examines Mr. Ghuman's actions after the crash and ICBC's position on what he should have done in the context of the Supreme Court decision.

Do you have less than 5 years of driving experience and hold a BC Driver's licence? If you are interested in taking part in a driver telematics pilot project ICBC is accepting up to 7,000 volunteers to see if using telematics will make you a safer driver.

ICBC premiums are rising! The corporation is losing billions, we have to get costs under control! Let's put out the ICBC dumpster fire by reducing what we pay out in claims, but assure crash victims that they will be properly taken care of.

ICBC's current corporate slogan is "Building Trust, Driving Confidence." Pair that with this week's announcement of a $582 million loss for the first six months of the corporation's fiscal year and one begins to wonder about the confidence part. That loss is being blamed on the rising number and cost of claims.

The Ministry of Public Safety and Solicitor General has announced that effective at the end of July, 2018 all 140 intersection safety cameras in our province will be operational at all times. The Intersection Camera Safety Program has also increased its staff to review incidents and process additional tickets in a timely manner.

In this article Paul describes a David vs Goliath case where Frank Kristen disagreed with the ICBC claims adjuster finding him 100% at fault for a collision. Mr. Kristen proceeded to a Claims Assessment Review where the adjudicator agreed with the claims adjuster. The final step was to have the issue heard before the court and the case against ICBC was commenced.

I was curious about the outcome of ICBC's rate fairness survey so I checked the box to be notified when the report became available. The notification arrived in my inbox this week and I've made a quick scan of the document. The diverse opinions on who should be held accountable for what and how rates should be set is interesting.