CASE LAW - Deters v Totovic

This case from the Supreme Court of BC illustrates the perils of declaring someone to be the principal operator of a motor vehicle during the purchase of insurance where that person is not the principal driver. 

This case arose, post collision, where ICBC alleged that this was done to avoid paying the proper insurance rates. Had the proper principal driver been identified, the cost of insurance would have been four times higher than was actually paid. Instead of saving money, the owner was denied coverage and would be responsible for the total costs of the collision. 

Link:

• Read the Reasons for Judgement